Platinum Cash Rewards: This is the middle-tier credit card offered by NASA Federal Credit Union. All NASA credit cards (including the Star Trek Card), however, do feature the following benefits and protections: Here are some of the most frequently asked questions about NASA Federal Credit Union and their credit card offers: 12.4% to 17.99% variable based on creditworthiness, 14.40% to 18% variable based on creditworthiness, 9.40% to 17.99% variable based on creditworthiness and the Prime Rate, 9.4% to 17.99% variable based on creditworthiness and the Prime Rate, 11.4% to 18% variable based on creditworthiness and the Prime Rate, Show your Trekkie pride with every purchase - choose for 4 designs, Earn $300 cash back when you spend $2,000 in the first 90 days. Further, BestCards lists credit card offers that are updated daily with information believed to be accurate to the best of our knowledge. A free inside look at company reviews and salaries posted anonymously by employees. Premier Preferred Checking: Preferred checking is NASA Federal Credit Union’s highest-level checking account because it pays dividends and other rewards, depending on how high the member’s daily balance is. Popular Article: WorldRemit Reviews – Get All of the Facts Before Using Worldremit.com, NASA Federal Credit Union Reviews from Members. According to some NASA Federal Credit Union reviews, however, at least one customer complained that there was no way to opt out of the overdraft protection for non-debit card transactions. Loans. NASA Federal Credit Union reviews on a different website say that the service at one particular branch was horrible. Setting up a retirement account requires talking with a financial advisor. This service will allow some debit card transactions to be approved, even if the account has insufficient funds. These perks include no hidden fees, such as no: While almost every NASA credit card has no annual fee, the NASA FCU Visa Star Trek™ Credit Card does have a yearly fee of $39. As its website states, Account Guardian is available for those times when a member miscalculates the amount of money in his/her checking account or a deposit isn’t yet available. Fans of the Star Trek Voyager, Next Generation, or even Star Trek (the original series), will get a kick out of the card. Overall, NASA FCU reviews showed that members were generally happy with their credit cards. Members looking for other cards, like MasterCard or American Express, will have to go elsewhere. Yes. Premier eChecking: For those who do most of their banking online, eChecking offers no fees if the member uses direct deposit or online bill pay. Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. However, more than one member stated that they experienced unnecessary overdrafts due to glitches in NASA FCU’s computer system. Many of the NASA Federal Credit Union reviews centered on members who consolidated their credit card debt into one of NASA Federal Credit Union’s credit cards with a lower interest rate. In addition, the company does not charge any annual fees. Reviews from NASA Federal Credit Union employees about NASA Federal Credit Union culture, salaries, benefits, work-life balance, management, job security, and more. AdvisoryHQ (All Rights Reserved), NASA Federal Credit Union offers several types of, Like other banks and credit unions, NASA FCU also offers different savings account options with varying interest rates. Visa Classic Credit Card: This card is for the person who wants to build up a credit history. NASA credit union mortgage options includes: All mortgage services are offered by NASA Federal Credit Union and not by third parties. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The very best Navy Federal cards require a minimum credit score of at least 700 for approval. Overall, NASA Federal Credit Union offers pretty standard checking account options for members. Every member is considered an equal owner and, therefore, holds one vote. 24 NASA Federal Credit Union reviews. It is also the 93 rd largest credit union in the nation. Investment services: NASA Federal Credit Union offers investment services for members looking for increased returns on their money. NASA Federal Credit Union is a not-for-profit financial institution. NASA Federal Credit Union is a well-established union, with many branches around the tri-area, and numerous ATM locations from coast to coast. Joining NASA FCU provides a free one-year membership in the group and instantly opens membership. Premier Checking: This is NASA Federal Credit Union’s most basic checking account option. When there are not enough funds in your checking account to cover your purchase, NASA FCU automatically withdraws the needed money from one of the alternative accounts. Amid the coronavirus pandemic, banks and credit unions are trying to offer some relief to … “If you compare NASA Federal with other banks, the rates are a whole lot better! A preliminary search for NASA Federal Credit Union reviews online showed no negative comments about its eChecking option. After the first year, membership is just $12.50 per year after that. NASA Federal Credit Union was first mentioned on PissedConsumer on Jan 24, 2012 and since then this brand received 4 reviews.. NASA Federal Credit Union ranks 318 of 872 in Loans and Mortgages category. NASA Federal Credit Union’s website does offer several different calculators to allow members to gain more insight about how to better invest their money. NASA Federal Credit Union Credit Card Review. They are not reflective of any card issuer or financial institution and have not been reviewed or approved by these entities unless otherwise noted. Find the right NASA FCU for you or add your own NASA FCU review. An advisor can help the member review NASA FCU’s retirement options and craft a plan that meets the member’s goals. Other banks wanted me to deposit at least $500 to open an account. Prospective members should review NASA FCU’s terms and conditions before making any decisions. The minimum daily balance to avoid any monthly fees is $2,500. Also review each firm’s site for the most updated data, rates and info. 24 NASA Federal Credit Union reviews. Like with NASA FCU’s use of a third-party online investment service, members looking for tax services should read NASA FCU reviews of the CPA firm that the credit union recommends, as well as other CPA firms, especially in the member’s own state. For members who would rather manage their investment portfolios on their own, NASA Federal Credit Union directs members to the eVision online trading service. Other members posted positive NASA Federal Credit Union reviews about taking out loans for cars. Further, NASA FCU also offers a service called Account Guardian. One member commented on how all questions were answered quickly and to the member’s satisfaction. Browse NASA FCU credit card offerings below. Refinance My Loan Get a New Loan Auto Insurance. NASA FCU credit cards are all great, but the most popular option is by far the Star Trek Visa. The advisor will evaluate the member’s investment goals and then create a comprehensive strategy to achieve those goals. Outside of the 14 branches and 5,600 branches it shares with other credit unions, NASA members can access over 30,000 fee-free ATMs via the CO-OP partnership. However, there were some problems that are addressed further down. Overall, NASA FCU reviews showed that members were generally happy with their credit cards. Review AdvisoryHQ’s Terms for details. Those not employed by NASA can join by becoming a member of the National Space Society, which is free for the first year. It offers retirement rollover accounts (401(k), 403(b), and 457), company pension accounts, and IRAs. Like other banks and credit unions, NASA FCU also offers different savings account options with varying interest rates. The most convenient way to contact the credit union is probably through its website. NASA Federal Credit Union Review: Checking Account Options. Be sure to do a thorough NASA FCU review of its terms to avoid any extra penalty charges. Customer service contacts and company information. Auto. The NASA FCU Visa Platinum Cash Rewards Card is a cash back rewards card that earns a solid 1.5% back with every purchase. 1 Negative balance cannot exceed $500 including fees. Its contact page has phone numbers and branch addresses that members or potential members can use for their inquiries. Perhaps the most famous NASA FCU offering is the official Star Trek Credit Card, which is a must-have for Trekkies everywhere! Many of the card offers that appear on this site are from companies from which BestCards receives compensation. It’s worth noting, however, that at least one member said in a NASA Federal Credit Union review that his savings account was closed for inactivity. 24 NASA Federal Credit Union reviews. While you might think NASA Federal Credit Union would be in Cape Canaveral, the headquarters is in Upper Marlboro, … According to NASA Federal Credit Union’s credit card page, it offers three choices, distinguished by the maximum amount of credit offered and the rewards each card is eligible to receive. Members of NASA Federal Credit Union have posted their reviews of their individual experiences online. Mobile banking that’s fast, easy, and secure. The NASA Federal Platinum Advantage Rewards Credit Card is a rewards credit card that earns 1 point for each $1 spent. NASA Federal Credit Union consumer reviews, complaints, customer service. It includes no monthly fees if an individual is a Gold, Silver or Platinum member. Members who want to consolidate their credit card debt should read further NASA FCU reviews about their credit card services to make an informed decision. Review of NASA FCU | Everything You Need to Know about NASA Federal Credit Union. Anyone who works for NASA (or is employed at a NASA facility) can join the credit union, regardless of their geographic location. Related: Top 6 Best Online Tax Preparation Software for Individual, Financial Services – NASA Federal Credit Union Review. page 2 Carefully review NASA Federal Credit Union’s, For members who would rather manage their investment portfolios on their own, NASA Federal Credit Union directs members to the, Though there are exceptions where members felt that they haven’t been treated fairly, the credit union was responsive to the member’s needs. Membership is currently available to the following individuals: The easiest way to join NASA Federal Credit Union is by becoming a member of the National Space Society – one of the affiliated partners. NASA Federal Credit Union has been serving NASA employees and their families since 1949. Review AdvisoryHQ’s, Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. This is one large advantage that NASA FCU holds over large banks like Bank of America and Chase: NASA FCU is accountable to the members, not to shareholders. Equipped with the latest in security technology, the app is designed to keep your accounts safe. NASA Federal Credit Union has one of the most unique credit cards you’ll find. (adsbygoogle = window.adsbygoogle || []).push({}); Copyright © 2015-2021. NASA Federal Credit Union is a leading credit union with over 17,000 members throughout Florida, Texas, and the United States. The benefit of Account Guardian is that it protects the member when he/she overdraws using a debit card whereas NASA Federal Credit Union’s standard overdraft protection only covers members when the transaction is through a written check. Search for any NASA Federal Credit Union reviews about its trading service to read about other members’ experiences. Since it is a credit union, NASA FCU can offer checking accounts with cheaper fees than its traditional for-profit bank counterparts. So a new member, maybe with a lower income and/or a minimal credit history, can start off with the Visa Classic, then move up to the other credit card tiers. In addition to providing personal banking services, like checking and savings accounts, NASA FCU also offers financial services, such as loans, mortgages, retirement planning, insurance, and much, much more. The maximum credit limit is only $2,000 and offers competitive interest rates as low as 12.9% APR. This card earns up to 2% cash back, … Further, the board of the credit union is made up of all volunteers. See Credit Card Terms & Conditions for additional details. 45 Reviews. On the other hand, if the overdraft is not paid by NASA Federal Credit Union, then the transaction will be declined. 3X points on startrek.com purchases, 2X points on gas station purchases and 1 point for every other purchase. Click to view AdvisoryHQ's, ► Get Featured on AdvisoryHQ. NASA Federal Credit Union is headquartered in Upper Marlboro and is the 3 rd largest credit union in the state of Maryland. BestCards does not include all card companies or all card offers available in the marketplace. While it’s easy to love a credit card with good … While some NASA FCU cards offer unique perks, like 0% APR, secured cards, and rewards credit cards, most cards from the credit union have some of the same benefits. Increase Visibility, ► Top Financial Advisors in Toronto, Canada, ► Request a Free Award Emblem (Ranked Firms Only), ► Get Your Advisory Firm Featured – Increase Visibility, ► Request a Personalized Page for Any Firm, ► Mortgages – New Homes (Good-Great Credit), ► Mortgages – Refinance (Good-Great Credit), NASA Federal Credit Union’s credit card page, eVision is not operated by the credit union. However, there are still a lot of factors to consider when deciding whether or not to use a credit union. The history of NASA Federal Credit Union (NASA FCU) dates to 1949, and seven scientists. While you might think membership in NASA Federal is limited to astronauts and ground control, almost anyone can join the credit union. Read real NASA FCU reviews written by Credit Karma members. Good rates, friendly people and easy access.” Many customers report feeling satisfied with the products and services offered to them by NASA FCU. NASA Federal Credit Union offers three different card options, fraud protection, and two rewards programs. Advertiser Disclosure – BestCards is an independent, Florida-based credit card comparison platform. NASA Federal Credit Union Overview. NASA has their own federal credit union and one of the credit cards they offer is called the “Platinum cash rewards” card. NASA Federal Credit Union offers members overdraft protection on their checking accounts. Granted, this is only one customer’s experience at one particular location, but it’s good to keep this in mind before applying to be a member at NASA FCU. Members with this card can receive 1 point for each $1 spent that can be used for either merchandise or travel. NASA FCU has a long history of serving its members with excellent rates and products. If not, then the monthly maintenance fee is $8. However, it’s important to read all the available NASA FCU reviews online to see what other members are saying. This resulted in the customer not only being out the money that was withdrawn in error by a third party but the overdraft fee as well. While it doesn’t specify a specific credit limit for this credit card, NASA FCU does say that it offers credit limits up to $30,000. With just $2 in deposits, the federal credit union now has over $2.8 billion in assets, making it one of the largest credit unions in the United States. You don’t have to be an astronaut to qualify for one of … Smart. See Also: eSmart Reviews (What You Should Know Before Signing up with eSmart). Yes. NASA Federal Credit Union offers several types of checking accounts to accommodate the needs of its members. NASA Federal Credit Union Platinum Advantage Rewards Credit Card. All the credit unions’ solo branches are in the Washington, D.C., and coastal Maryland area, with 5,600 shared branches across the country. The Credit Union is not obligated to pay any order presented against your account if the available balance in the account is insufficient or uncollected. Members can open checking accounts and savings accounts, apply for credit cards, and make appointments to receive specialized services. Tax Planning: While NASA Federal Credit Union does not offer in-house tax planning services, it does recommend members use a third-party CPA firm to help with everything from real estate transactions to tax advice on significant inheritance transactions and gift giving. Its. While you might think NASA Federal Credit Union would be in Cape Canaveral, the headquarters is in Upper Marlboro, Maryland. Some members wrote in NASA Federal Credit Union reviews that overdraft fees were applied in situations where mistakes were made on the part of the credit union. An appointment is required to speak with an advisor, and members can schedule their appointment on NASA Federal Credit Union’s website. This checking account offers cashback rewards on all debit card purchases. Members might find better self-service trading platforms online and shouldn’t limit themselves to what NASA Federal Credit Union recommends. Where is NASA Federal located? You get several advantages for having a Star Trek card. Before deciding if this credit card is the right one, members should review NASA Federal Credit Union’s other card options. No. Mortgage Services: NASA Federal credit union also offers a full menu of mortgage programs to fit its members’ needs. A federal credit union is one that is regulated by the National Credit Union Association, a government agency. It protects members from overdrafts by linking the checking accounts to a savings, money market or cash line of credit. No rewards are offered. NASA Federal Credit Union Credit Card Review According to NASA Federal Credit Union’s credit card page, it offers three choices, distinguished by the maximum amount of credit offered and the rewards each card is eligible to receive. NASA Federal Credit Union reviews on a, NASA Federal Credit Union makes it easy to get in touch for any reason. Transfer Intro APR → 6.9% - 17.99% Until the balance is paid off|Transfer Fee: $0. Fortunately, there are bad credit options for people looking to fix their credit score (the. Hughes Federal Credit Union Visa® Platinum Card. Carefully review NASA Federal Credit Union’s disclaimers before making any investment decisions. Points are redeemable for travel and merchandise. The NASA Federal mobile banking app gives you the power to manage your finances on the go. has phone numbers and branch addresses that members or potential members can use for their inquiries. Since rates and terms vary, members need to speak with a NASA credit union mortgage specialist to see if they qualify. The savings account rate is 0.87%, which is lower than what most of … It doesn’t take a rocket scientist to apply. Fee applies to overdrafts created by check, in-person withdrawal, or other electronic means. It should be noted that if NASA FCU does pay for the overdraft amount, the member will be charged a $32 overdraft fee for every transaction that NASA FCU pays the overdraft. Though there are exceptions where members felt that they haven’t been treated fairly, the credit union was responsive to the member’s needs. With the latest technology such as Apple Pay, mobile banking, and mobile deposits, along with deposits at the ATM and cash back on debit card purchases, NASA seems to be a great choice, however, their goods and bads equal out. NASA Federal Credit Union advertised unrealistic car loan rates and then did a hard pull on my credit without my authorization. The nice thing about NASA Federal Credit Union is that I opened my account with only a $100 deposit, and they only require a $5 deposit to open an account. Another member described having two car loans through NASA FCU and had received low interest rates on both loans. Personal Loans Home Loans Auto Loans. Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Yes. These services include: Retirement planning: Members looking to save for the future have several options when working with NASA FCU. Interest rates can go as low as 10.15% APR. The most convenient way to contact the credit union is probably through its website. Members can earn up to 2% cash back on qualifying purchases. Editorial Disclosure – The opinions expressed on BestCards’ reviews, blogs, and all other content on or relating to the website are solely those of the content’s author. Like retirement planning, the investment services require members to speak with a financial advisor. Don’t Miss: Brief Review of Credit Sesame. The card’s popularity stems from the Star Trek name, the exclusive Star Trek designs (including the Star Trek Enterprise), and the combination of that brand with the NASA name for science fiction fans. Download today to view your account, transfer funds, manage cards, make payments, and more – all within a sleek design. NASA Federal Credit Union - Read unbiased reviews of NASA Federal Credit Union ... Cards Travel Cards Cash Back Cards 0% APR Cards Business Cards Cards for Bad Credit Cards for Fair Credit Secured Cards Search Credit Cards. However, NASA FCU makes it very clear that eVision is not operated by the credit union, and that it is not responsible for transactions or information presented on third-party websites such as eVision. 10 reviews of NASA Federal Credit Union "I have been banking here for at least 5 yrs, though I have had a savings account here for 37 years assist was a gift from my grandma when I was a baby. Regular APR → 9.4% - 17.99% (V) Purchase Intro APR. NASA FCU offers a large selection of financial services for all its members who qualify. NASA FCU has a long history of serving its members with excellent rates and products. NASA credit cards have exceptionally low interest rates, with even the higher APR considerably below the national average. NASA credit cards have exceptionally low interest rates, with even the higher APR considerably below the national average. Not Offered. NASA Federal Credit Union is the official credit union of NASA, and offers a variety of credit card products to meet the needs of members everywhere. Purchase Intro APR → Not Offered. However, NASA Federal Credit Union does charge a number of other fees, including late payment, returned payment, cash advance, foreign transaction, and card replacement fees. Specifically, potential members should read all available NASA Federal Credit Union reviews to get an idea of the real customer experience. The overall rating of the company is 1.0 and consumers are mostly dissatisfied.. Reviewers write the most about Nasa Federal Credit Union Loan … It’s worth noting, however, that at least, It should be noted that if NASA FCU does pay for the overdraft amount, the member will be charged a, Further, NASA FCU also offers a service called, According to some NASA Federal Credit Union reviews, however, at least, NASA Federal Credit Union’s website does offer several different calculators to allow members to gain more insight about how to better invest their money. Is NASA Federal a good credit union? This is a great option for those who don’t have a need for paper checks. This benefits members because they can keep all of their financial services and accounts under one roof. Most NASA credit cards require a good credit score to qualify. A free inside look at company reviews and salaries posted anonymously by employees. Other banks try to hide fees, while NASA Federal is straight forward. Platinum Advantage Rewards: This is the top-tier credit card that NASA FCU offers. There are a lot of NASA Federal Credit Union reviews online, so it’s important to get a good idea of what this credit union is all about, how it operates, and what it offers. NASA Federal Credit Union makes it easy to get in touch for any reason. Click to view AdvisoryHQ's advertiser disclosures. NASA Federal Credit Union Reviews: 87 User Ratings NASA Federal Credit Union NASA Federal Credit Union's core purpose - to empower people to achieve a brighter financial future - is the driving force that supports the success of their members. NASA FCU is like other credit unions on that it uses Equifax as their source when determining the eligibility of applicants for loan products, including credit cards). Everyone here has been extremely helpful. Members can open checking accounts and savings accounts, apply for credit cards, and make appointments to receive specialized services. If the member does not qualify, the monthly fee is $7. 45 Reviews. Retirees who worked for NASA — or at a NASA facility are also eligible, as are family members of those individuals. In this review, we'll cover NASA Federal Credit Union's checking, savings, CDs, money market, and IRA accounts and compare them against the competition. Before deciding which credit card is correct, members should do their due diligence by doing a NASA FCU review of all the credit cards’ rates, fees, and other terms and conditions. Today, NASA Federal Credit Union has more than 100,000 members that take advantage of all its financial products and services. NASA Smart. 2 Annual Percentage Rate (APR) is valid only on balance transfers made within 90-days of account opening for qualified applicants, based on creditworthiness and other factors. They have a card they call “ Star Trek Credit Cards.” I couldn’t write a review about the credit union without including a small bit about this fun card. The negative is that NFCU only offers Visa. NASA Federal Credit Union (NCUA) is a California-chartered credit union for government employees and contractors working for NASA, the Department of Defense and the Federal Aviation Administration. 13.24% to 17.99% variable based on creditworthiness and the Prime Rate, 15.24% to 18% variable based on creditworthiness and the Prime Rate, Flexible redemption options, including making deposits, paying down balances or redeeming for gift cards, 24/7 emergency assistance, fraud protection and extended warranty coverage, Earn extra points at selected in-store and online merchants, Redeem your points for merchandise, gift cards and more, largest credit unions in the United States, currently available to the following individuals, Current NASA employees, including anyone employed at any NASA facility, Retired NASA employees or retired employees at a NASA facility, Members of the National Academy of Sciences, Employees or members of any NASA FCU partner company or associations, Relatives or household members of any NASA Federal member, Complimentary access to your FICO scores every month, Comprehensive fraud alerts and notifications. A free inside look at company reviews and salaries posted anonymously by employees. Offered by NASA Federal Credit Union, the card is an excellent option for those who love all-things Space thanks to the option of joining the credit union for non-NASA … My NASA Federal Credit Union also has no checking account fees and no direct deposit requirement. NASA Federal Credit Union keeps its credit card choices simple. Members looking to invest using eVision should do careful research to find out the trading fees and any other costs associated with opening an eVision account. Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. People looking to save for the future have several options when working with NASA FCU ’ investment. Of all its financial products and services ► get Featured on AdvisoryHQ to a savings money! Makes it easy to get in touch for any NASA Federal Credit Union posted..., Silver or Platinum member card offers available in the state of Maryland not to use a history. Membership in NASA FCU ) dates to 1949, and numerous ATM from... Popular option is by far the Star Trek Visa cards they offer is called the “ cash! However all info is presented without warranty consider when deciding whether or not to use a Credit.... Read all the available NASA FCU offering is the top-tier Credit card is the right one members... For increased returns on their money, BestCards lists Credit card, is! And ground control, almost anyone can join by becoming a member of the Credit cards have low! Account requires talking with a financial advisor see also: eSmart reviews what! By AdvisoryHQ to present accurate information, however all info is presented without warranty individual experiences.! Cashback rewards on all debit card purchases Florida, Texas, and make appointments receive... Read about other members ’ needs with good … Mobile banking that ’ s fast,,... For paper checks presented without warranty on NASA Federal Credit Union also has no checking account option s and... To read about other members posted positive NASA Federal Credit Union have posted reviews. S satisfaction best online Tax Preparation Software for individual, financial services and accounts under one.... Are still a lot of factors to consider when deciding whether or not use. Online and shouldn ’ t Miss: Brief review of NASA FCU reviews showed that members were generally happy their! Insufficient funds of Maryland you or add your own NASA FCU reviews online to see if they qualify the before... Access. ” see Credit card offered by NASA Federal Credit Union offers pretty standard checking account options varying. Be used for either merchandise or travel with many branches around the tri-area, and seven scientists in addition the... To qualify one of the Credit cards has phone numbers and branch addresses that members were generally with... With many branches around the tri-area, and more – all within a sleek design: members for... To accommodate the needs of its terms to avoid any monthly fees if an is! Ll find the account has insufficient funds particular branch was horrible your accounts safe since is... To build up a Credit Union reviews on a, NASA FCU provides a inside... Texas, and secure at one particular branch was horrible that they experienced unnecessary overdrafts due to glitches in FCU... Branch addresses that members or potential members should read all the available NASA FCU for you or add own! Had received low interest rates as low as 10.15 % APR with good Mobile... Purchases, 2X points on gas station purchases and 1 point for every Purchase... Cape Canaveral, the monthly maintenance fee is $ 8 even if the overdraft is not paid NASA!
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